Residents of Puerto Rico and US territories are not eligible. Credit Card Insider and CardRatings may receive a commission from card issuers. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. While we may receive revenue and referral fees from advertising and affiliate links, advertisers do not approve our reviews. You can score 32,000 points by signing up for the credit card, then spending $1,000 on the card within the first 90 days. Redeeming Choice Privileges points (free nights, gift cards, etc.) Social Security number, date of birth and mother’s maiden name. I agree to the Privacy and Cookies Policy, finder.com Terms of Use and to receive emails from Finder. You’ll earn 15X points per dollar for stays at Choice Hotels, and 2X points per dollar on everything else you purchase. finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. You’ll earn points when you stay with the Choice Privileges network, thanks to the Choice Privileges Visa Signature Rewards Card. We hope you and your loved ones are safe. Choice Privileges is a hotel reward credit card that gives bonuses to all members who accommodate in its participating hotels and inns. Credit Card Customer Support: 877-523-0478. If you request a balance transfer along with your application and change your mind, call Barclays within 10 days of card approval to cancel it. We value of these points would be worth about $192 (more on that below). Their APR is quite high (above 20%). We may rely on information that is provided to us. If you are unsure, you should get independent advice before you apply for any product or commit to any plan. This value falls well below the industry average of 1 point for 1 cent. 130,000 points after spending $2,000 in the first 3 months, 12x points on Hilton Portfolio spending, 6x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases. We may also receive payment if you click on certain links posted on our site. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. For example, you can purchase a $16 AARP membership for 5,000 points. Credit Card Insider receives compensation from some credit card issuers as advertisers. Memberships to associations and organizations. We need your consent to our privacy policy. They can earn it by staying at a Choice Hotel, or by using Choice Privileges, Visa, and Signature credit card for making purchases or by shopping at a retail store that has a partnership with Choice Privileges. Earn 8,000 anniversary bonus points every year you spend $10,000 or more on purchases. †† The opinions you read here come from our editorial team. Apply today and you’ll earn 8,000 points upon your first eligible transaction‡ - that's enough for a free night1 at over 1,500 locations across North America! Get 3% back on your travel and dining purchases with no foreign transaction fees and use the card for your Costco membership. Yes. There are no blackout dates, and your points don’t expire, and you’ll get to enjoy Elite Gold Status. Get Your Free Consultation (Before Applying To Choice Privileges … While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. If you're not sure what your Credit Score is, apply for a report, here. Most complaints revolve around poor customer service for the bank in general, while almost all positive reviews praise customer support. You’ll earn 15X points per dollar for stays at Choice Hotels, and 2X points per dollar on everything else you purchase. Skip to Content. If you’re a frequent traveler who overnights in hotels often, the Choice Privileges® Visa Signature® Credit Card could be worth looking into. Otherwise, you won’t get the 0% intro APR period for fifteen billing cycles. However, Credit Card Insider does not make any guarantees about the accuracy or completeness of the information provided. To apply for the card, you must be at least 18 years old and a US resident. Earn 25,000 points after spending $3,000 on purchases in the first 3 months. You are about to post a question on finder.com: Subscribe to the Finder newsletter for the latest money tips and tricks. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Close. Earn 8,000 bonus points every year that spend at least $10,000 with your card by your account anniversary date. We keep our reviews completely factual so you can use them to make better decisions. If I qualify for the signup bonus, when will I receive my points? Currently there are over 3,000 Choice Privileges hotel affiliates. You’re not responsible for unauthorized charges you report to Visa. Earn two (2) points per dollar ($1) charged on the card for all other purchases, including no-point eligible Choice Privileges stays. Get a 0% intro APR for fifteen billing cycles on balance transfers that post within the first 45 days. You can redeem points for nights with Choice Privileges properties that include: Redeem your Choice Privileges points for rewards that include: To take advantage of the long intro APR period on balance transfers, your transfers must post within 45 days of opening your account. It also gets you Choice Gold elite status and 8,000 bonus points if you spend $10,000 in a calendar year. You’ll receive the bonus points in your Choice Privileges Rewards account within four to six weeks. If you're looking to apply, we recommend at least a 630 credit score. The Choice Privileges Visa Signature card offers a 0% APR balance transfer introductory rate for 15 months made within the first 45 days of account opening, as … Choice Privileges ® Visa Signature ® Card Benefits: $0 Annual Fee*. DISCLAIMER: All information posted to this site was accurate at the time of its initial publication. Territories, Australia, Canada, Europe, Mexico, New Zealand, and many countries in Africa, Asia, the Caribbean, Central and South America, and the Middle East. You get all these perks without paying an annual fee for the card. Get this card if you stay with Choice Hotels often. With a massive welcome offer for a no-annual-fee card and up to 7x points at Hilton, this is a solid pick for Hilton fans and occasional travelers. Borrowing cash on your credit card is a cash advance. Get a generous $300 in annual travel credits, 3x points on travel and dining, and a 50% bonus on point redemptions with Chase's premier card. You’ll also get Elite Gold status and a selection of Visa Signature benefits, all for no annual fee. And Choice Privileges periodically offers promotions that can allow you to earn even more points on hotel stays. However, it is still the only way to quickly earn a significant number of Choice points. The Choice Privileges® Visa Signature® Card from Barclays is a great tool to help you boost your Choice Privileges points balance. View more information about the Choice Privileges Visa Card. According to the Choice Privileges loyalty program’s terms, your points don’t expire as long as you have qualifying activity with your points within 18 calendar months. As a Choice Privileges member, you earn points for each stay at Choice Hotels. Get our weekly newsletter for the latest in money news, credit card offers + more ways to save. Call Visa 24/7 for assistance with dining, travel and entertainment reservations. After that, a variable APR of 15.24%, 19.99% or 24.99% applies. No annual fee; Card earns at the following rates: 5 points per eligible $1 spent at over 5,500 Choice Privileges locations; 5 points per eligible $1 on additional Choice Privileges points or Choice Hotels gift card purchase If you want to get a slice of Americana and save money while you’re doing it, then this is the credit card for you. Earn a whopping 15x points at Choice Privileges properties, 5x points for Choice Privilege points purchases and Choice Hotel gift cards and 2x points on all other purchases. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. That would be enough to last about 4 free nights. When redeeming points for a gift card, you can choose the plastic or digital gift card option. Please tick the box if you wish to continue with newsletter subscription. Earn a signup bonus worth $750 with this popular travel card. One can earn credit points in different ways. Input your current credit card balance and interest rate to calculate your potential savings. 25,000 points after spending $3,000 on purchases in the first 3 months. Balance transfers are still subject to a fee of $5 or 3% of the transaction, whichever is greater. Sign up for the Choice Privileges® Visa Signature® Card and you'll earn loads of points on your stays and on everyday purchases. Each balance transfer comes with a fee of $5 or 3% of the transaction, whichever is greater. The Choice Privileges card gives you 15 months of 0% interest on balance transfers. Choice Privileges® Visa Signature® Card | Hotel Rewards | Barclays US Finder is committed to editorial independence. Employment information and annual income. At Finder, we value and respect our editorial independence. The Choice Hotel Rewards credit card offers 2 points per $1 spent on all other purchases & 32,000 bonus points after spending $1,000 on purchases in the first 90 days. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. Earn 100,000 bonus points when you spend $5,000 or more within your first 3 months, plus earn 25,000 after the first anniversary of card membership (offer expires 1/13/2021). Learn the difference between networks like Visa and issuing banks like Capital One, which banks are biggest, and more. We strive to ensure our content is clear and honest. 80,000 points after spending $1,000 in the first 3 months, 7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. Earning points with the Choice Privileges card (U.S. members only) Purchasing points; Referring a Friend* *The Refer-a-Friend option awards points to your account when a friend enrolls in the Choice Privileges Rewards Program and completes a point-eligible stay. 4% at gas stations on up to $7,000 annually (then 1%), 3% at restaurants and on travel, 2% at Costco and 1% on all other purchases. Credit Card Insider has not reviewed all available credit card offers in the marketplace. While. Points, points and more points. Interested in the The Choice Privileges® Visa® Card? Earn 8,000 anniversary bonus points (enough for up to 1 free night) every year you spend $10,000 or more on purchases by your account anniversary date. Get 10% bonus points with each stay at a Choice Hotel. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Reward nights at vacation rental properties. Fees can add up quickly over a several days’ trip. Currently, you can earn at least 8,000 points after every two stays. A list of these issuers can be found on our Editorial Guidelines. Gift cards from restaurants and retailers. Optional, only if you want us to follow up with you. Any opinions, analyses, reviews, or evaluations provided here are those of the author’s alone, and have not been reviewed, approved, or otherwise endorsed by the Advertiser. Through consistent bookings, you’ll accumulate points that you can redeem toward reward nights and other perks. 100,000 points after spending $5,000 in the first 3 months, plus earn 25,000 after the first anniversary of card membership (offer expires 1/13/2021), 6x points at Marriott Bonvoy hotels, 3x at US restaurants and on flights booked directly with airlines and 2x for all other purchases. If you want to earn Choice Privileges points directly, you can use the Barclaycard Choice Privileges® Visa Signature® Card.This card earns 2X points per dollar on everyday purchases, which will pair nicely with the Choice Privileges … EDITORIAL DISCLOSURE: The editorial content on this site is not provided by the companies whose products are featured. Go to the Barclays website and select the Choice Privileges® Visa Signature® Card from the list of travel cards, then click, Complete the application with your details. 50,000 points after spending $4,000 in the first 3 months, 10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases. 1  If you’re a frequent traveler who overnights in hotels often, the Choice Privileges® Visa Signature® Credit Card could be worth looking into. The card offers a variety of ways to earn points for redemptions toward free stays at Choice Privileges hotels worldwide. 2 points per $1 spent on all other purchases. The Choice Privileges Visa Signature Card is a hotel cobranded travel rewards credit card. Take advantage of their introductory offer 32,000 bonus points. On the positive side, the card imposes no penalty APR. 25,000 points after spending another $6,000 in the first 6 months. You can usually pay your bill online on your. And along with complimentary Gold status in the Choice Privileges loyalty program, you’ll receive 10% more points each time you book at more than 6,500 Choice Hotels properties. Eligible balance transfers must post to your account within 45 days of card membership. In rare cases, you may need to wait a few business days to a few weeks until Barclays manually approves your application. No, which makes for an excellent long-term card. Depending on your credit, you could see a variable purchase and balance transfer APR as high as 24.99%. Earn 50,000 bonus points after you spend $1,000 in the first 90 days of card membership. Cash advances usually come with very high fees. Content is not provided or commissioned by any credit card issuers. Along with a decent signup bonus, you’ll get a 0% intro balance transfer APR for 15 months (must be completed within the first 45 days of account opening), and then your rate will be 15.24%, 19.99%, or 24.99% Variable. 100,000 points after spending $2,000 in the first 3 months, 15x total points at IHG hotels, 2x points at gas stations, grocery stores and restaurants and 1x points on all other purchases. If you’re in a hurry, contact Barclays to pay a $15 fee for expedited shipping. Use this card when traveling abroad, and you’ll pay a fee equal to 3% of every transaction you make. Can i use this card for gas and groceries or other everyday things? We may receive compensation from our partners for placement of their products or services. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. 140,000 points after spending $3,000 in the first 3 months. The Choice Privileges® Visa® Card is one of the most comprehensive hotel rewards programs that a credit card is offering right now. Choice Privileges MasterCard® credit card. We may also receive compensation if you click on certain links posted on our site. The Choice Privileges Visa Signature Card has an offer for 50,000 bonus points when you spend $1,000 within the first 90 days.We value these points to be worth around $300.Although not the best welcome offer out there, it’s a solid one for a card with no annual fee. 60,000 points after spending $4,000 in the first 3 months, a value of up to $750 through Chase Ultimate Rewards, 5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases. You’ll need to provide information that includes your: Apply with a good to excellent credit score of 670 or higher to increase your chance of approval and to get stronger APR and a higher credit limit. Good earnings rate at Choice Hotels properties: You’ll earn 15 points for every dollar you spend at a Choice Hotels hotel—more than double what similar cards offer. The standard variable APR on balance transfers is 15.24%, 19.99% or 24.99%, which applies after the intro APR period expires. That way, you won’t have to spend with Choice Hotels to maximize your points. The Choice Privileges program is available to adult residents (not companies or organizations) of the U.S., U.S. Credit card spending. Efforts have been made to keep the content up to date and accurate. Credit Card Insider is an independent, advertising supported website. finder.com is a financial comparison and information service, not a bank or product provider, We cannot provide you with personal advice or recommendations, Hilton Honors American Express Surpass® Card, Marriott Bonvoy Brilliant™ American Express® Card, 0% intro for the first fifteen billing cycles (then 15.24%, 19.99% or 24.99% variable), $5 or 3% of the transaction, whichever is greater, $10 or 5% of the cash advance amount, whichever is greater, 50,000 bonus points after spending $1,000 on purchases in the first 90 days, 15x points at Choice Privileges with membership, 5x points on Choice Privileges points or gift cards and 2x points on all other purchases. A competitor, the Marriott Bonvoy Bold™ Credit Card, also comes with no annual fee. Because conditional approval is automated online, you can typically see an immediate decision on your application. A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest. Kevin Joey Chen is a credit cards, banking and investments writer whose work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com. New York, NY, 10016. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. Barclaycard Choice Privileges® Visa Signature® Card. Qualifying activity is defined as earning points, redeeming points and using your Choice Privileges® Visa Signature® Card. That’s a value of 0.3 cents per point. Credit Card Insider and CardRatings may receive a commission from card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. Not everyone will qualify for the Choice Privileges ® Visa Signature ® credit card. Apply with a good to excellent credit score of 670 or higher. The Better Business Bureau accredited Barclays in 2001 and rates them with an A+. Content is not provided or commissioned by any credit card issuers. Spend $1,000 in the first 90 days your account is open to earn 50,000 points, which are enough for up to four nights at select properties. With a big welcome offer worth up to $650, up to 12x points on spending, and free Gold status, this is an upgrade from the entry Hilton card. Featuring 15 points per dollar on all Choice purchase, 5 points per dollar for Choice points purchases and Choice hotel gift cards, and 2 points per dollar on everything else, this card offers a solid return on spend for frequent Choice customers but not much else. 0% for 15 months (must be completed within the first 45 days of account opening), How to Transfer a Balance on a Credit Card, How to Get a Cash Advance with a Credit Card, 0% for 15 months (must be completed within the first 45 days of account opening), 10% bonus on points when you stay at Choice Hotels, 50,000 points for spending $1,000 on purchases within the first 90 days, Earn 8,000 bonus points every year when you spend $10,000 or more with your card, Earn 15 points per dollar spent at over 4,200 Choice Privileges® locations, Earn 2 points per dollar spent on everyday purchases, Elite Gold Status and 10% point bonus every time you purchase a stay with Choice Hotels. Finder® is a registered trademark of Hive Empire Pty Ltd, and is used under license by Finder.com LLC. Earn 15 points per $1 spent at eligible Choice Hotels. After approval, expect your card by mail within seven to 10 business days. That’s enough points for a four nights at select properties. ... Banks, issuers and credit card companies do not endorse or guarantee this content, are not responsible for it, and may not even be aware of it. The Choice Hotel Rewards credit card offers 50,000 bonus points after spending $1,000 on purchases in the first 90 days. Not everyone will qualify for the Choice Privileges ® Visa Signature ® credit card and its benefits. If your requested balance transfers exceed your available credit limit, Barclays may either decline your request or accept a partial amount. You’re not allowed to transfer balances from another Barclays account. For reward nights at Choice Hotels, points are typically worth between 0.4 and 0.8 cents apiece according to the provider website as of October 2018. Know that it can take up to four weeks for balance transfers to post to your account. Similarly, a $50 Amazon gift card costs 16,000 points, which comes out to 0.3 cents per point. Earning Points: Earn five (5) points per dollar ($1) charged to the Choice Privileges Visa Signature card for the purchase of Choice Privileges points and Choice Hotels gift cards. Earn 32,000 bonus points (enough for up to 4 free nights) after you spend $1,000 on purchases in the first 90 days. If you frequently stay at Choice Hotels properties, you may want to get the Choice Privileges Visa Signature Card. 25,000 points after spending another $6,000 in the first 6 months, 4x total points at Hyatt hotels as a World of Hyatt member, 2x on gyms, commuting, dining and airlines and 1x on all other purchases. Plus, you’ll earn 1,000 Choice Privileges points for renting a car! Credit Card Insider receives compensation from some credit card issuers as advertisers. When you redeem points for other rewards, you’ll often get an even lower rate. Simply mention your Choice Privileges number when you book or provide it at the counter at the time of rental. You can also book reward nights 50 days in advance. Deals Points Card Rating: ADVERTISER DISCLOSURE: Credit Card Insider is an independent, advertising supported website. Earn a whopping 15x points at Choice Privileges properties, 5x points for Choice Privilege points purchases and Choice Hotel gift cards and 2x points on all other purchases. Then comes the annual bonus of 8,000 points each account year in which you spend $10,000 or more. Barclays earns a composite score of 3.77 out of 5 that accounts for customer reviews and the BBB’s own rating. He's passionate about helping you get your finances in order by expertly navigating cutting-edge financial tools — including credit cards, apps and budgeting software. Choice Privileges Credit Card 32,000 Bonus Points Offer. A simple way to sum up this card? Credit Card Insider has not reviewed all available credit card offers in the marketplace. If you’re a regular at Choice Hotels, this is an excellent card for points multiples on your stays. Earn 100,000 points after spending $2,000 in the first 3 months from account opening. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. Offer subject to credit approval. You can find this information on the card’s terms and conditions. Overall, your mileage may vary when it comes to Barclays customer support. 32 East 31st Street, 4th Floor, First, you get a decent signup bonus worth up to four nights at select properties. That means a $1,000 balance transfer will cost $30 in fees. The Choice Privileges card has one of the lower valued signup bonuses among the various hotel credit cards. We’re here to help if you need assistance with your account. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. If you rarely stay at Choice Hotels, consider a general travel rewards card. Combine with other Chase Ultimate Rewards cards for even greater value. Yes, you can definitely use Choice Privileges® Visa Signature® card for regular purchases like gas and groceries. Even worse, cash advances can signal to lenders that you’re being irresponsible with money. Choice Privileges Visa credit card Overview The Choice Privileges® Visa Signature® Card is a relatively unknown card with no annual fee. Along with its ongoing rewards, the Choice Privileges card is one of the few hotel credit cards that offers a an introductory APR on balance transfers: You’ll get a 0% introductory APR for the first 15 billing cycles following each balance transfer that posts … An important message to our customers impacted by COVID-19 or by recent severe weather events. 1 Offer subject to credit approval. This card isn't available on Finder right now. You can redeem your points for gift cards via your Choice Privileges online profile (follow the “use points” link in the menu), the mobile app or by calling 888-770-6800. To ensure you have the most up to date information, you should verify relevant information with the product or service provider and understand the information they provide. For late and returned payments, you’re on the hook for fees of up to $37. For complete details of any products mentioned, visit bank or issuer website. Read this for help picking your first card and find out what to expect when you apply. Card Details. The Barclays Choice Privileges Visa Signature Credit Card has no annual fee and earns 5x points at Choice Hotels and 2x points everywhere else. A Choice Privileges membership gives you a discount of up to 25% off base rates on qualifying rentals. We may receive payment from our affiliates for featured placement of their products or services. Advertiser relationships do not affect card ratings or our Best Card Picks. Point transfers to airline programs and other loyalty programs. Finder.com is an independent comparison platform and information service that aims to provide you with information to help you make better decisions. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you or you may receive a Platinum card. Typically, you can book only 30 days in advance. Choice Privileges Visa is a great Credit Card if you have fair credit (or above). Pick something else if you prefer other hotels or want a general travel rewards card. You can also earn 2 points per $1 spent on any other regular purchases you make using this card. Choice Credit Card's Rewards. New to credit cards? 140,000 points after spending $3,000 in the first 3 months, 25x points at IHG hotels, 2x on gas, groceries and dining and 1x on all other purchases, $0 intro annual fee for the first year ($89 thereafter). At this status tier, you get access to an exclusive reservations and customer service phone number. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Every year, you’re automatically upgraded to Gold status in the Choice Privileges loyalty program. A significant number of Choice points below the industry average of 1 for! 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